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Shop Pay

What is Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no imp

What payment methods are accepted with Shop Pay installments?

The installments option on Shop Pay is available on debit and credit cards.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

Will using Shop Pay affect my credit score?

No, if you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.

What happens if I need to partially or fully cancel my order that's purchased with Shop Pay?

If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated. If your refund is less than your total purchase balance, it might not lower your next payment. I

Can I use Shop Pay on a subscription order?

No, Shop Pay installments are only available on one-time purchases.

Contact Shop Pay

For more questions about installment payments on Shop Pay, visit For questions about Shop Pay or the Shop App, visit